Financial Habit Builder

Name: Financial Habit Builder
Brand: Dowehorged
Price: 34.99 USD
Availability: InStock

$34.99

(87 reviews)

The Financial Habit Builder is a comprehensive 90-day program designed to help you establish positive money habits that last a lifetime. Based on behavioral science and habit formation research, this system guides you through daily financial activities that gradually become automatic, transforming your relationship with money.

What's Included:

90-day structured habit building journal
30 micro-habit card deck
Habit tracking app access (iOS & Android)
Weekly accountability check-in system
Habit obstacle identification tools
Financial environment design guide

Quantity:

About the Financial Habit Builder

The Financial Habit Builder was created to address a fundamental truth about financial success: it's not about knowing what to do, but actually doing it consistently. Many people understand the basics of good money management but struggle to implement these practices in their daily lives.

This 90-day program applies cutting-edge behavioral science to the realm of personal finance, helping you transform financial knowledge into automatic habits that require minimal willpower to maintain.

Who This Program Is For:

People who know what they should be doing financially but struggle to follow through
Individuals who make progress with money management but then revert to old patterns
Those looking to make financial discipline automatic rather than a constant struggle
Anyone who wants to build a strong financial foundation through consistent daily actions
People who have tried budgeting or saving but found it difficult to maintain

The Science of Financial Habits:

The Financial Habit Builder is based on research in behavioral economics and habit formation psychology. The program applies three key principles:

Micro-Habits: Breaking down financial behaviors into tiny, manageable actions that are easy to implement
Habit Stacking: Attaching new financial behaviors to existing daily routines to increase consistency
Environment Design: Restructuring your physical and digital environments to make good financial choices easier and poor ones harder

Expected Outcomes:

After completing the 90-day Financial Habit Builder program, you can expect to:

Perform key financial actions automatically, without requiring significant willpower
Experience reduced stress and decision fatigue around money matters
Have established systems that make saving, tracking, and planning your finances easier
Possess greater awareness of your spending triggers and how to manage them
Feel confident in your ability to maintain positive financial behaviors long-term

90-Day Program Structure

The Financial Habit Builder follows a carefully designed progression that gradually builds your financial habits over 90 days:

Phase 1: Foundation (Days 1-30)

The first month focuses on establishing awareness and basic tracking habits:

Daily expense tracking micro-habits
Financial awareness routines
Basic saving triggers
Money mindset exercises

During this phase, you'll use the daily journal pages specifically designed for financial awareness building, and begin using the first set of habit cards.

Phase 2: Implementation (Days 31-60)

The second month builds on your awareness with concrete action habits:

Automated saving systems
Spending decision frameworks
Budget maintenance micro-habits
Financial planning routines

In this phase, you'll implement the environment design strategies to make good financial choices easier and begin using the app's advanced tracking features.

Phase 3: Integration (Days 61-90)

The final month focuses on solidifying habits and preparing for long-term success:

Financial review systems
Resilience building for financial setbacks
Social environment adjustments
Long-term habit sustainability strategies

This phase includes weekly accountability check-ins and helps you develop a personalized system for maintaining your new habits beyond the 90-day program.

Tools & Resources:

90-Day Journal: Daily pages with habit tracking, reflection prompts, and micro-challenges
Habit Cards: 30 beautifully designed cards, each featuring a specific financial micro-habit with implementation instructions
Mobile App: Digital companion for tracking, reminders, and progress visualization
Environment Design Guide: Step-by-step instructions for optimizing your physical and digital environments for financial success
Obstacle Planning Worksheets: Tools for identifying and overcoming potential barriers to your financial habits

Customer Reviews

Kwame S.

I've tried so many budgeting apps and financial tools before, but nothing stuck. The Financial Habit Builder is completely different. The micro-habits approach made changes feel manageable, and before I knew it, checking my accounts and saving a little each day became automatic. After completing the 90 days, I'm saving 15% of my income without even thinking about it - something I never thought possible!

Ama D.

As a busy professional, I never had the time or energy to maintain a budget or track expenses. The habit stacking techniques in this program were revolutionary for me - by attaching money habits to my existing routines, financial management finally became sustainable. The app integration is fantastic, with gentle reminders that kept me on track. My favorite part was the environment design guide - simply rearranging my digital spaces eliminated so many impulse purchases.

Michael N.

I was skeptical that a 90-day program could change my financial habits when I've struggled with them for years, but I'm amazed by the results. The progression from awareness to implementation to integration was perfectly paced. The physical journal helped me stay accountable when my motivation was low. My only suggestion would be to add more variety to the Phase 3 exercises, but overall, this has been transformative for my financial life.